Strategic Equity Transition for London Homeowners

"We do not just list homes; we manage the liquidation of your primary asset to fund your next chapter."

Strategic Equity Transition for London Homeowners

Is your primary residence currently misaligned with your 2026 financial or lifestyle objectives? For established London homeowners, downsizing is a complex asset management decision that requires a fiduciary strategy, not just a standard listing.

With 24+ years of specialized experience in high-equity transitions, I serve as a Strategic Consultant rather than a traditional Realtor.

  My focus is on fiduciary duty and equity preservation, ensuring your market position is maximized while I oversee every technical detail of your transition .

Whether you are repositioning within London or relocating out of the region, my mandate is to maximize your market position and preserve your equity throughout the transition.

A couple looking at options to downsize their home in London Ontario

A Clear Path to Freedom: The 3-Step London Downsizing Plan

Downsizing isn’t just a transaction; it’s a life change. As a senior London Ontario, Realtor and Broker, I focus on the three pillars that eliminate stress and maximize results:

Sell Wisely(Maximizing Your Equity)

Step 1:

For many empty nesters, selling the family home means closing a chapter. I ensure I can handle the logistics with care, ensuring you get top dollar without the burden:

  • Financial Clarity: We start by assessing your home’s actual value and identifying areas where a small investment (such as a minor fix or staging) yields the greatest return.
  • Emotional Support: I help coordinate services for sensitive tasks such as decluttering and donation pickups, so you’re not overwhelmed by sorting through decades of memories.
  • Precise Timing: We strategize the sale timeline to perfectly align with your new closing date, avoiding double moves, temporary housing, or financial gaps.
  • Timing without chaos: We coordinate dates so your life—not your stuff—drives the move.

Buy Right (Finding Your Right-Sized Next Chapter)

Step 2:

Moving to London, Ontario, or staying, the goal is to find you a home that supports your lifestyle now and in the years ahead, often focusing on value and safety.

  • Low-Maintenance Living: Whether it’s a desirable London bungalow, a one-floor townhome, or a well-managed apartment condo in London and the surrounding area. We focus on properties that match what you want!
  • Accessibility First: We prioritize homes with minimal stairs, main-floor living, or the potential for easy modification, protecting your long-term independence —and, of course, price!
  • Neighbourhood match: Together, we will determine your likes and dislikes, walkability, easy access, dining, parks, recreation, and everything you want to do, and I can recommend some neighbourhoods that match your lifestyle

Move with Confidence (Stress-Free Transition)

Step 3:

I coordinate the details so you can focus on your new beginning.

  • I can refer you to the right legal team, coordinate closing dates, and provide trusted resources for packing, moving, and unpacking services specifically tailored for seniors and downsizers.

Why London May Be Your Perfect Next Chapter

London truly is a gem, offering a rare combination of big-city amenities and a lower cost of living that makes it ideal for maximizing your freedom and protecting your nest egg.

  • Peace of Mind & Health: London is home to world-class medical facilities, including the LHSC and St. Joe’s healthcare networks, major medical research, and specialist care—offering unparalleled peace of mind.
  • Unbeatable Value: Compared to the GTA, London offers excellent value. Downsizing here often means significantly lower housing costs, freeing up capital for travel, hobbies, or simply enjoying a lower-stress life.
  • Active Lifestyle: Enjoy London’s vibrant parks, cultural offerings, and the lifelong learning opportunities provided by Western University and Fanshawe College.
  • Accessibility & Mobility: The city’s size and layout mean less time commuting and more time enjoying the things you’ve been waiting to do.
Driving to London Ontario to buy a property

Moving out of London, Ontario?

I'm sad because I am moving out of London Ontario

Leaving London? Let’s maximize your equity!

  • Positioning that pays:  No unnecessary delays, market testing, or fluff. We position your property to sell, not sit on the market!
  • Serious marketing: Photos, virtual tours that work, interactive floor plans, persuasive copy, targeted distribution—no tire-kickers. Marketing built for buyers who pay attention.
  • Coordinated hand-off: We’ll align your sale with the purchase in your next city and connect you with trusted partners there.

Ready to Downsize with Confidence?

Whether you’re moving to London, selling the family home, or planning a relocation out of the area, you don’t have to navigate the process alone.

Let’s schedule a zero-pressure, confidential consultation. We’ll review your specific goals, the value of your current home, and map out your clear path to less maintenance and more freedom.

One plan. Fewer decisions. Better outcomes. Our Downsizing System!

Proof – What clients value most

4.5/5

Hi Ty, amazing! Charlene and I appreciate your patience and counsel in selling our house; your calmness and posture in handling the offers were soothing and enabled us to choose the right offer. We thought a house worth over $1.5 million in this market would take a while, but it didn’t. We didn’t believe you when you said you were lucky! You worked for it. Thank you so much; I’m looking forward to our new home when it’s completed in November. Stay in touch.

Jules and Charlene De Ruiter – Riverbend

5/5

“Clear plan, clear numbers, no pressure. We sold well and moved on our schedule. That mattered most.Thanks, Ty.”

Chuck Paxton – Byron London

Quick Market Snapshot

Curious what your home could sell for and what a great bungalow or condo costs today? Request a custom snapshot and I’ll send you a simple, no‑pressure summary. 

No spam. No pressure. Real numbers, plain language.

what is outr home worth in London Ontario, we want to downsize

Straight Talk – Thinking about timing and tactics?

Questions I answer every week

FAQ

Should I sell before I buy?

It depends on your risk tolerance and financing options. We’ll model both paths and choose the one that protects your money and gives you peace of mind.

Do I need to renovate to sell?

Usually not. We focus on creating clean, safe, and move-in-ready properties—then price and position them strategically to attract serious buyers.

Can you help with the move and clear‑out?

Yes. I coordinate trusted partners for downsizing, packing, donation, disposal, storage and post‑sale cleaning.

What areas do you serve?

London and the surrounding area

Is there a right time to consider downsizing to a smaller house, an apartment, a townhome, or renting?

I am not trying to be glib, yet as a Realtor who has worked with seniors for 20+ years, I find it pretty sad and costly when it is too late! I get it. Your house is right for you. You are comfortable, enjoy your neighbours, feel safe, and can manage. If that is the case, stay where you are. Maybe with a few renos, you could stay longer. Unfortunately, time changes and challenges may become more complex.

When is it too late to downsize?

  • “All failures of war and life-too late” Douglas MacArthur
  • “You could be good today. Instead, you choose tomorrow!” Marcus Aurelius

The goal in living a good life should be what is best for you! Some may think this is selfish, but I can assure you that after helping many people downsize, it definitely is not selfish.

Book a 20‑minute Downsizing Consult

Let’s Talk

No sales pitch—just clarity. We’ll map your next steps and timing. Everything you want exists on the other side of fear.

Downsizing Your Home In or To London, Ontario

I recommend a six—to twelve-month timeframe at the latest. This is an excellent time to start thinking about a move; my most contented clients are those who plan two to three years in advance.

she is glad she downsized

I am so glad I moved to a smaller place London Ontario

thumbs up to downsizing in London Ontario

Thank you Ty

We sold our big home, now we can paln trips we always wanted

Planning our next trip

we're free to travel now, before we could not

we’re free to go now

Getting rid of the big house allowed me to launch a new career

My new career

I'm happy I downsized

I’m happy

Do your homework.

You’ve come this far in life; why jeopardize all you’ve accomplished now? You have many options, choices, and decisions; the better informed you are, the better. This is the question I always ask myself when seeking information.

  • Is it true?
  • The source?
  • Unbiased?
  • Competency of the source, for example, is the advice scholarly ( teach but don’t do) or from experience?
  • Is the information fear-mongering from lack or too good to be true?
  • What is the objective of the author, writer, or poster? To sell you or guide you?

For example, when I Google “home downsizing London, Ontario,” I got ‘about 6,380,000 results (0.34 seconds)’! To start, being familiar with your local real estate market and the area you may want to move to is a wise decision, as well as being familiar with the best practices for buying or selling a home.

We have helped hundreds of clients downsize to bungalows or one-floor townhomes, a few to apartment condos, and some to long-term care homes or assisted living facilities.

A happy couple enjoying their one-floor condo they just bought

A happy couple enjoying their one-floor condo they just bought

But Not Sure Where to Start?

Ready to Downsize

If you’re thinking about moving to a smaller home, condo, or one-floor living, the decision can feel big — even when it’s the right time.

That’s why experience matters.

With over 24 years of helping homeowners across London and the area make smart, successful moves, I understand what it takes to downsize without the overwhelm. From preparing your home for today’s market to helping you find the right next step — I bring a calm, thoughtful, and proven approach to every move.

Ty Lacroix Broker Sutton Group Preferred Realty Inc. Brokerage

✅ Trusted advice
✅ Clear plan from start to finish
✅ The right price and the right buyers

If you’re ready to make a move — or just want to know how to get started — let’s talk.
👉 Contact me today for a no-pressure consultation and a tailored plan built around your goals.

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.