Divorce And Your London Ontario Home

Divorce, separation and real estate

Divorce or separation, finances, and moving are three of the most significant stressors that impact many aspects of life, including real estate! Please note that I am not a lawyer, accountant, financial advisor, or marriage counsellor!

 I am a seasoned Realtor who has helped hundreds of buyers and sellers with their real estate needs, all without adding to their stress.

I try to be as neutral as possible, nonjudgmental, and not take sides. Yet, over the years, I’ve met my share of angry, mean, and bitter spouses of both sexes, and my neutrality went out the door before my feet did!

Hi Ty, thank you for negotiating and helping me keep my house. What a relief!

Mary Chapman

If you are a law professional, do not read any further.

It would be best to get legal counsel for separation, divorce, and child custody, not from Google, Facebook, your hairdresser, or your golfing buddies.

Lawyers bill by the hour, and some are transactional. In other words, they earn more if you or your spouse are argumentative, spiteful, resentful, or a deadbeat. Think about it: if you went to your boss and said,” Give me a $5,000 or a $10,000 retainer, and I will do my best to help you”,  and then came back in another three months or six months and said, “ I need another $10,000, $20,000 or $50,000!” Think I am kidding? I’ve seen it.

Some lawyers are transformational. In other words, they are very good at negotiating and applying common sense to settle dissent, get the job done, and save you stress, time, and money.

How will you know who is transactional or transformational? Referrals from trusted sources help. Interview one or two, and remember: you pay for what you get!

Keep in mind:

  • Time can be an ally or your enemy
  • Money can be a motive or a delay.
  • ‘Amor fati. ’ Embrace fate,  learn and accept.

The Real Estate Part of Divorce and Separation

Things are not working out, and you both want to sell or buy one of you out.

What’s your real estate worth?

What a willing buyer would pay in today’s market is what the home is worth, not what you need or want. These are harsh words, but reality is neutral. Below are a few ideas:

  • I can meet with both of you at your current home, conduct my research, and provide you with a market price. You both like my 162-step marketing plan and experience, and can sell your home for your agreed-upon price.
  • or
  • You get another Realtor or two to give you a number and their marketing plan, and you can choose one of them, me, or none of us.
  • or
  • You hire a professional appraiser, pay their fee (under $1,000), and go with that price if you both agree. If not, you hire a separate appraiser, pay their fee, add the two suggested selling prices, and divide by two. Presto—you may have the correct number!
  • or
  • Meet with me again. You both have a number you agree on. Now, do I? If all three of us agree on the number and you both have faith, I can assertively get your home sold.
  • or
  • Sometimes, each spouse wants their own Realtor; in that case, two listing Realtors will co-list the property and divide the listing fee 50/50.
  • or
  • One of you buys the other out. You have two appraisal numbers and a few Realtor’s numbers.
  • or
  • Your ego, pride, bitterness, jealousy, anger, you or your ex cannot agree on anything; you hire the sharks or lawyers to beat everybody up and enrich themselves and leave you the remains.
  • Don’t do that; move on; things did not work out. You have but one life, as does everyone else this separation affects; the sun will come up tomorrow, and a new day begins!
  • If you have a house, read my Home Seller Guide
  • If you have a condo, read my Condo Seller Guide

Navigating a Separation or Divorce?

The Right Guidance Makes All the Difference.

During life transitions such as separation or divorce, managing real estate decisions can become one of the most complex and emotionally charged aspects of the process.

If you’re facing the task of selling a shared home, purchasing a new property, or simply understanding your options, professional guidance is essential.

With over 24 years of experience in the London, Ontario real estate market, I provide discreet, reliable, and steady support for individuals navigating the unique challenges that come with property division and transition.

I understand the legal sensitivities, the emotional weight, and the financial considerations that must all be addressed with care, clarity, and professionalism.

My role is to serve as your trusted real estate advisor — someone who listens without judgment, protects your interests, and brings calm, strategic guidance to every decision.

If you’re entering this new chapter and need a steady, experienced hand to guide your real estate decisions, I invite you to connect with me.

👉 Contact me in complete confidence for a private consultation and a step-by-step plan tailored to your specific needs and circumstances.

Results leave clues – Client Testimonials Envelope Real Estate Group

Ty Lacroix Broker Envelope Real Estate Group