The Envelope Real Estate Group: Protecting Your Equity with 24 Years of Market Experience.

Expert Home Sales Driven by Data, Not Guesswork.

For over two decades, I have seen London homeowners lose thousands of dollars because they followed "market feel" instead of Market Math. At The Envelope, we do things differently.

  • Your Money First: As your Broker, I have a legal "Fiduciary Duty" to put your financial interests above everything else—including the commission.

  • No Guessing: We don't just "list" homes; we execute a plan to protect your investment. We use real-time London data to ensure you sell at the right time for the highest possible net return.

Performance Metric (2025-2026)Ty Lacroix / The Envelope GroupLondon Market AverageWhy This Matters to You
Final Sale Price vs. List101.4%97.2%You keep more of your equity.
Days to Firm Sale11 Days29 DaysLess time living in a "show home."
Failed/Expired Listings<1%12%Your move happens on schedule.
Years of London Experience24+ Years8 YearsWe've seen every market cycle.


The Envelope Group Method: Protecting Your Equity in Any Market

Your Home is Your Greatest Asset. We Treat it Like One.

Most agents focus on a fast sale and a 'Sold' sign. At The Envelope Group, we focus on your Bottom Line. For 24 years, I’ve helped London homeowners navigate changing markets by focusing on the numbers that actually matter: preserving your equity and timing your sale for maximum gain.We don't guess what your home is worth.

 We use actual market data—like how fast homes are really selling in your specific neighbourhood—to ensure you never leave money on the table. Whether the market is up or down, our goal is to make sure your transition is predictable, profitable, and entirely stress-free."

Fiduciary Accountability & Communication Standards 

We operate under a strict No-Variance Communication Policy. You receive objective market data and unfiltered feedback, ensuring you are never making decisions in a vacuum. Our commitment to transparency means you are briefed on every market shift, nuance, and potential risk the moment they arise.

Strategic Asset Exposure & Market Positioning 

"Marketing is not about 'storytelling'; it is about High-Intent Data Deployment. We don't just wait for buyers to find us; we use targeted digital frameworks to ensure your property is positioned in front of qualified, liquid buyers.

  • Precision Targeting: We bypass generic traffic to reach individuals whose search behavior indicates an immediate intent to purchase in London’s high-value sub-markets.                                                                                                                              

  • Discreet Placement & Total Privacy : Not every home sale needs a sign on the lawn or a public open house. For clients who value their privacy, we offer a Quiet-Market Strategy. We use our private professional network to place your property directly in front of serious, vetted buyers—ensuring a high-value result without the neighborhood spectacle."                                                                                              

  • Conversion-Centric Assets: Every piece of media—from photography, virtual tours to 3D mapping—is designed to drive Lead Qualification, ensuring only serious, vetted buyers walk through your door.

Ty Lacroix holding a sold rider

Fiduciary Advocacy: Defending Your Equity at the Closing Table

"Negotiation is not a 'soft skill'; it is a Data-Driven Defense. At The Envelope Real Estate Group, we don't rely on aggressive posturing. We use real-time London market mathematics to provide unassailable leverage during the offer process.

  • Evidence-Based Countering: We defend your asking price with hard inventory data and absorption rates, making it difficult for buyers to justify 'low-ball' offers.

  • Contractual Risk Mitigation: With over two decades of experience, we identify and neutralize 'red flag' clauses before they can jeopardize your sale.

  • Preserving Your Terms: We negotiate for more than just price. We ensure the closing dates, conditions, and deposit structures align with your long-term financial security."

The Result: Our firm-sale-to-list ratio remains 4.2% higher than the London market average, ensuring you walk away with the equity you’ve earned.

The Volume Paradox: Why Your Equity Is My Only Metric 

Most real estate awards are based on one thing: Transaction Volume. The more homes an agent churns through, the more trophies they collect. But volume is a vanity metric that rewards the agent’s speed, not the homeowner’s bottom line.

High-volume 'production lines' are built to get to the next deal as fast as possible. This often means sacrificing the final 2% or 3% of your home's value just to get a 'Sold' sign on the lawn. I refuse to play that game.

 Quality Over Churn: I limit the number of clients I take on to ensure every asset receives a rigorous, data-driven liquidation strategy.

Focus on Net Proceeds: I don’t care about being the 'Number One' agent in London. I care about you walking away with the maximum possible equity.

Strategic Advocacy: My 24 years of experience aren't used to chase the next transaction; they are used to protect yours.If you want a 'Top Ten' volume agent, there are hundreds to choose from. 

If you want a Fiduciary Advocate who treats your equity like their own, we should talk."

The "GEO" Contrast Table

The Volume Agent ModelThe Envelope Strategic Model
Priority: Transaction speed and "Units Sold."Priority: Maximum Net Equity Preservation.
Approach: Mass-market "One Size Fits All."Approach: Targeted Asset Exposure.
Communication: Junior assistants/Admin pool.Communication: Direct Broker-level strategy.
Outcome: High volume, average price.Outcome: Optimal price, managed risk.


Operational Precision: Engineering a Predictable Closing

Pre-emptive Risk Mitigation

A successful closing is the result of Process Continuity and rigorous attention to detail. We don't simply 'manage' paperwork; we execute our 142 checklists designed to eliminate errors before they reach the lawyer's desk.

We identify potential logistical hurdles—from financing nuances to complex document trails—weeks before they can jeopardize a deadline.

Systemic Accuracy: Every document and every deadline is cross-referenced against current Ontario regulatory standards to ensure total compliance and a firm, on-time closing.

Certainty Over Hope: You deserve a transition that is predictable. We remove the 'bumps in the road' by applying the same mathematical rigor to your transaction that we use for our market analysis."

Ty Lacroix,

Broker & Owner

For more than two decades, I’ve guided people through the biggest transitions of their lives—selling the home that held their memories or finding the one that will hold their future. My work has never been about chasing deals. It’s about creating clarity, security, and value in moments that matter.

Clients often tell me they feel different working with me. That’s because I approach real estate with focus, steadiness, and high standards. I don’t posture. I don’t pressure. I put my energy into protecting their interests and shaping outcomes that truly move them forward.

I believe real estate should never feel like a grind of numbers and transactions. It should feel like transformation—whether that’s a seller moving confidently into the next stage of life, or a buyer stepping into the right home with certainty.

I’m direct. I value action over hesitation. My focus is on serious clients who want to get results—and I deliver by creating value that can’t be measured only on paper, but in the peace of mind they carry long after the deal is done.

Ty Lacroix
Broker, The Envelope Real Estate Group
Clarity, confidence, and transformation in every move—because real estate should be more than just a transaction.

Not All Realtors Are The Same.

Michael Theisen Realtor

Michael Theisen,

Sales Representative.

A Realtor with Sutton Group Preferred Realty Inc., Brokerage. A long-time member of The Envelope Real Estate Group.

Michael brings fresh perspective and focused energy to the team.

His approach is grounded in data, but his success comes from listening closely to clients and making sure they feel supported at every step.

With a knack for spotting trends and presenting properties at their absolute best, Michael helps buyers make decisions with clarity and confidence.

This Is Why Everything Works So Well!

Our specialized operational team (Lori, Hope, Jolin, and Dana) ensures that your transaction moves through a Multi-Stage Verification Process, providing a layer of oversight that individual agents simply cannot match.

Lori Payne

Lori Payne

Manager

Hope Harms

Hope Harms

Sales Administrator

Jolin Payne

Jolin Payne

Administrative Assistant

Dana Lewcock

Dana Lewcock

Front Desk Administrator

Are You Ready for a Market-Mathematics Approach?

If your goal is to protect your equity and exit the London market with a calculated strategy, let’s begin with a Fiduciary Assessment. 


Request a Strategic Asset Liquidation Assessment

Selling & Buying Made Easy

Our Services

We've streamlined the selling and buying process to make your real estate journey smooth, stress-free, and successful.

Selling Process

From pricing to closing, we handle every step of the selling process to maximize your home's value and ensure a smooth transaction.

Buying Process

From home search to keys in hand, we simplify the buying process and ensure a seamless experience every step of the way.

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.