For the past year, this 25-Question Checklist has been the secret weapon for smart home buyers in London, Ontario. But I’m upgrading it because, after years of working in this market—and countless conversations with sellers who share what they wish they’d known before they bought—I know one thing for sure: Uncertainty is the most expensive thing you can bring to a real estate transaction.

The stress, the doubts, the fear of making a costly mistake… I hear about them every single day.
I’m Ty Lacroix, and I’ve compiled the absolute, non-negotiable list of 25 insider questions every prospective London homeowner needs answered. This isn’t just a list; it’s a comprehensive roadmap based on experience, designed to eliminate stress, prevent five of the most expensive mistakes, and save you thousands of dollars.
When you finish this checklist, you won’t just feel confident; you will be the most prepared buyer in the market.
Here’s a preview of the essential answers you’ll find in this guide:
Your Ultimate 25-Point London Home Buying Blueprint
The Financial & Loan Secrets You Need:
What five critical numbers should you know before ever making an offer?
What four essential questions should you ask your mortgage lender before you sign any of their documents?
What is the quick-fire way to determine how much house you can truly afford?
Want to know why you should never buy a car right before you buy a house?
What are a few inside secrets of how to get a “Yes” when you borrow?
How do credit reports and scoring affect how much house you can buy, and what’s the optimal score?
What should you know about interest rates, points, and the “mysterious” APR that lenders use?
What seven money-saving secrets can you use when buying that your bank won’t tell you?
The Expert Strategy & Negotiation Edge:
I’m the one buying a home. Who else is involved, and how can I control the process?
What are the eight crucial steps to follow when buying a home, and which two steps are non-negotiable?
How to avoid 5 of the most expensive mistakes homebuyers make (and how much they truly cost)?
What four comfortable, quick tips could save you thousands if you follow them exactly?
How do sellers price their homes, and more importantly, how much should I offer?
Want to know how to avoid being beaten out by other buyers who may be competing for your dream home?
The Home Search & Inspection Checklist:
Get the home YOU want! Just what is it that you want, and how do you stick to it?
What are the top six things you may want to take a closer look at when looking at homes—beyond the kitchen counter?
What five questions should you ask your Realtor at every single home you visit?
What are the six signs that could mean expensive (hidden) problems are lurking in the foundation or roof?
What are the six things most home builders hope you NEVER hear about their new construction?
How can I remember each home when I’ve seen so many, and what is the best note-taking system?
How would you feel if you knew more about the neighbourhood and demographics than the person selling the home?
The Stress-Free Closing & Moving Plan:
What three things worry you most about buying a home, and what is the solution to each?
What are four great ways to beat the stress of buying a home during the most critical phases?
What is the best no-fail guide to finding a mover that won’t take you to the cleaners (and hold your belongings hostage)?
Planning your move: What are the immediate to-dos now that you’ve bought your dream home?

Here’s a Sales Pitch!
When you buy your home in London, Ontario, you deserve to look back and know you got the best deal, avoided all the headaches, and made an informed decision. That’s the confidence this 25-point blueprint gives you.
By seeking answers to these crucial questions, you’re not just buying a house—you’re making a smart, informed investment and proving that I might know what I am talking about!
Start with Question 1 and take control of your London home-buying journey today.
What would your buying experience be if you had answers to those 25 questions?
